Qash is an electronic payments platform that allows costumers and stores to get fintech services and products without the need of providing credit card credentials or contracting additional hardware.
Beschreibung des Unternehmens
Unternehmensgegenstand (Geschäftskonzept, -idee)
We are a coupon like electronic payments platform. This means that the transactions are based on the available prepaid balance the customer has in his/her Qash account. The recharges can be made either by electronic transfers from the costumer bank account to the Company s bank account, or by cash among our customers or stores. With this approach we intentionally look to avoid the need of sensitive information from the customer: card numbers, CVVs, passwords, etc.
From the customers side, we are an electronic wallet that allow them to get access to mobile and digital banking: payments, transfers to others customers, geolocalization of associated stores, register of all transactions and storing of tickets bought by Qash.
From the stores side we are a coupon like app. The recharges that enter in the system only can get out to the platform s associated stores. The app version for the stores is QashStores and it has a balance counter that increase with every sale or charge the store make. After certain period of time the counter is reset and the registered balance is transfered from the Company s bank account to the store s bank account and an email with an excel like table with the list of related transactions is sent to the store email account.
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